ANZ

ANZ Fixed Rate home loan

4yr fixedOwner occupierInterest only

Interest rate

7.44%

per annum, 4yr fixed

Comparison rate

8.19%

includes fees & charges

Repayments on this loan

Based on a $600,000 loan over 30 years.

Monthly repayment

$4,171

Total interest

$901k

Total cost

$1,501k

Principal $600,000Interest $901k

Features & benefits

◷

Offset account

Park savings against your loan and pay interest only on the difference.

↺

Redraw

Pull back any extra repayments you've made.

＋

Extra repayments

Pay more whenever you like to clear the loan faster.

Fees

Loan Approval Fee

Loan Administration Charge

Fee amounts vary; confirm the current figures on the lender's site.

At a glance

Max LVR—

Min deposit—

Loan amountFrom $20k

Repayment typeInterest only

How it compares

Same purpose, rate type & term

Macquarie

Macquarie Basic Home Loan

6.64%

comparison

$3,888

/mo

Macquarie

Macquarie Offset Home Loan

6.86%

comparison

$3,888

/mo

★

NAB

NAB Tailored Home Loan

7.00%

comparison

$3,908

/mo

Westpac

Fixed Rate Home Loan

7.10%

comparison

$4,069

/mo

Your monthly repayment

$4,171

Rate

7.44%

Comparison

8.19%

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Rate last verified 30 June 2026

We recheck daily · how we source rates

Home Loan Radar is an independent rate-tracking service, not a broker or credit assistance provider. We publish factual rate information and general tools; we don't recommend products, assess suitability or arrange loans. The comparison rate is based on a loan of $150,000 over 25 years. WARNING: this comparison rate is true only for the example given and may not include all fees and charges. Repayment figures are general estimates, not an offer.