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NAB

NAB Base Variable Rate Home Loan

VariableOwner occupierInterest only
Interest rate
7.34%
per annum, variable
Comparison rate
6.83%
includes fees & charges

Repayments on this loan

Based on a $600,000 loan over 30 years.

Monthly repayment
$4,130
Total interest
$887k
Total cost
$1,487k
Principal $600,000Interest $887k

Features & benefits

Redraw
Pull back any extra repayments you've made.
Extra repayments
Pay more whenever you like to clear the loan faster.

Fees

Application fee

Fee amounts vary; confirm the current figures on the lender's site.

At a glance

Max LVR95%
Min deposit5%
Loan amount
Repayment typeInterest only

How it compares

Same purpose, rate type & term
CommBank
Digi Home Loan (Owner Occupied)
6.47%
comparison
$3,844
/mo
M
Macquarie
Macquarie Basic Home Loan
6.57%
comparison
$3,808
/mo
M
Macquarie
Macquarie Offset Home Loan
6.79%
comparison
$3,808
/mo
NAB
NAB Base Variable Rate Home Loan
6.83%
comparison
$4,130
/mo
Your monthly repayment
$4,130
Rate
7.34%
Comparison
6.83%
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Rate last verified 30 June 2026
We recheck daily · how we source rates
Home Loan Radar is an independent rate-tracking service, not a broker or credit assistance provider. We publish factual rate information and general tools; we don't recommend products, assess suitability or arrange loans. The comparison rate is based on a loan of $150,000 over 25 years. WARNING: this comparison rate is true only for the example given and may not include all fees and charges. Repayment figures are general estimates, not an offer.