Westpac

Fixed Rate Home Loan

5yr fixedOwner occupierPrincipal & interest

Interest rate

7.09%

per annum, 5yr fixed

Comparison rate

7.29%

includes fees & charges

Repayments on this loan

Based on a $600,000 loan over 30 years.

Monthly repayment

$4,028

Total interest

$850k

Total cost

$1,450k

Principal $600,000Interest $850k

Features & benefits

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Fees

Annual Package Fee

Lending Establishment Fee

Monthly Loan Account Fee

Lenders Mortgage Insurance Premium

Fee amounts vary; confirm the current figures on the lender's site.

At a glance

Max LVR95%

Min deposit5%

Loan amountFrom $15k

Repayment typePrincipal & interest

How it compares

Same purpose, rate type & term

★

NAB

NAB Tailored Home Loan

6.74%

comparison

$3,788

/mo

Macquarie

Macquarie Basic Home Loan

6.96%

comparison

$3,868

/mo

Macquarie

Macquarie Offset Home Loan

7.18%

comparison

$3,868

/mo

Westpac

Fixed Rate Home Loan

7.29%

comparison

$4,028

/mo

Your monthly repayment

$4,028

Rate

7.09%

Comparison

7.29%

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Rate last verified 30 June 2026

We recheck daily · how we source rates

Home Loan Radar is an independent rate-tracking service, not a broker or credit assistance provider. We publish factual rate information and general tools; we don't recommend products, assess suitability or arrange loans. The comparison rate is based on a loan of $150,000 over 25 years. WARNING: this comparison rate is true only for the example given and may not include all fees and charges. Repayment figures are general estimates, not an offer.