Westpac

Rocket Loan : Variable Home Loan with Offset (Investor)

VariableInvestorPrincipal & interest

Interest rate

6.99%

per annum, variable

Comparison rate

7.36%

includes fees & charges

Repayments on this loan

Based on a $600,000 loan over 30 years.

Monthly repayment

$3,988

Total interest

$836k

Total cost

$1,436k

Principal $600,000Interest $836k

Features & benefits

↺

Redraw

Pull back any extra repayments you've made.

◷

Offset account

Park savings against your loan and pay interest only on the difference.

＋

Extra repayments

Pay more whenever you like to clear the loan faster.

Fees

Lending Establishment Fee

Monthly Loan Account Fee

Annual Package Fee

Lenders Mortgage Insurance Premium

Fee amounts vary; confirm the current figures on the lender's site.

At a glance

Max LVR95%

Min deposit5%

Loan amountFrom $10k

Repayment typePrincipal & interest

How it compares

Same purpose, rate type & term

★

NAB

NAB Tailored Home Loan

6.29%

comparison

$3,675

/mo

◆

CommBank

Digi Home Loan (Investment)

6.42%

comparison

$3,710

/mo

◆

CommBank

Simple Home Loan (Investment)

6.94%

comparison

$3,868

/mo

★

NAB

NAB Base Variable Rate Home Loan

6.96%

comparison

$3,976

/mo

Your monthly repayment

$3,988

Rate

6.99%

Comparison

7.36%

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◎

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Rate last verified 30 June 2026

We recheck daily · how we source rates

Home Loan Radar is an independent rate-tracking service, not a broker or credit assistance provider. We publish factual rate information and general tools; we don't recommend products, assess suitability or arrange loans. The comparison rate is based on a loan of $150,000 over 25 years. WARNING: this comparison rate is true only for the example given and may not include all fees and charges. Repayment figures are general estimates, not an offer.